Cut fish into 2cm cubes.

Melt butter in a saucepan.

Blend in flour & cook 1-2 minutes until foaming.

Gradually stir in milk & bay leaf & heat until sauce boils.  Remove from heat.

Remove bay leaf & discard.  Add cubed fish, cheese, lemon juice & seasonings.

Pour into a greased ovenware dish.  Sprinkle with extra cheese & breadcrumbs or bran flakes.

Bake at 190°C374F for 15-20 minutes or until fish is cooked & topping is brown.

Serve with baked potatoes & vegetables or a salad.

Variation

In step 2 add ½ cup chopped bacon & saute bacon until cooked.  In step 5 add ½ cup cooked asparagus pieces or green beans.